Return & Refund Policy | Living Well Retire Better

Free-look Period for Insurance Policies When you purchase an insurance or annuity policy, most states and carriers provide a "free-look" period (commonly 10 days from receipt, sometimes 30 days for seniors). During this period, you may cancel the policy for a full refund of any premiums paid without penalty. Carrier Cancellation After the free-look period, cancellation procedures and any surrender charges vary by carrier and policy. Refer to your policy contract for specific terms and surrender penalties that may apply. Educational Resources Articles, FAQs, and educational content on this site are provided free of charge. There is no purchase associated with educational access. No Product Sales Without Carrier Underwriting No product is sold on this site. The site builds understanding; products are issued only after carrier underwriting approval. Refunds for Paid Consultation Services If a paid consultation service is contracted (rare during Phase 1 pilot), the cancellation and refund terms are described in a written agreement signed in advance.

Source: phase-1 migration